CM Punjab Livestock Card Phase 2 (2026): Interest-Free Loan Scheme for Farmers

CM Punjab Livestock Card Phase 2 2026 has officially been launched to provide interest-free livestock loans to farmers across Punjab, strengthening rural livelihoods and boosting Pakistan’s livestock economy. Under this flagship initiative, eligible farmers can access credit facilities to purchase animal feed, silage, wanda, and mineral supplements, with up to 30% cash withdrawal flexibility.

Introduced under the Punjab Government’s livestock development strategy, the Livestock Card Scheme Phase 2 focuses on financial inclusion, digital transparency, and sustainable animal farming, ensuring direct benefits for genuine livestock farmers in 2026.



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What Is the CM Punjab Livestock Card Phase 2?

The CM Punjab Livestock Card Scheme Phase 2 is a digitally managed, interest-free loan program designed specifically for small and medium livestock farmers. The scheme allows farmers to improve calf fattening, milk production, and herd health without the burden of high-interest loans.

Through this program, farmers can:

  • Purchase quality feed and nutrition inputs
  • Improve animal weight and productivity
  • Manage short-term farming expenses responsibly

The entire system—from application to disbursement—is powered by Punjab IT Board (PITB), ensuring secure verification, faster approvals, and zero middlemen involvement.


Key Benefits of CM Punjab Livestock Card Scheme 2026

FeatureDetails
Loan Type100% Interest-Free
Loan AmountPKR 135,000 to PKR 270,000
Cash WithdrawalUp to 30% allowed
UsageWanda, silage, mineral mix, feed
Loan Tenure4 months + 1 month grace period
Application SystemFully digital (SMS-based)

Why This Scheme Matters in 2026

  • Reduces farmers’ dependency on informal lenders
  • Improves livestock nutrition and market value
  • Strengthens Punjab’s meat and dairy supply chain
  • Promotes transparent, technology-driven governance
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Target Beneficiaries Under Phase 2

The Punjab Government aims to expand coverage under Livestock Card Phase 2 (2026):

  • Total Farmers Covered: 40,000 – 80,000
  • Animals Supported: Up to 400,000

Planned Rollout

  • Initial Phase: 10,000–20,000 farmers
  • Expansion Phase: 30,000–60,000 farmers

Priority is given to active livestock farmers who meet eligibility criteria and apply early.


Eligibility Criteria for Livestock Card Phase 2 (2026)

To qualify for the CM Punjab Livestock Card 2026, applicants must:

  • Be a resident of Punjab
  • Hold a valid CNIC
  • Have a mobile number registered on CNIC
  • Be registered in the SPMS-9211 system
  • Own 5–10 male calves or young stock (buffalo or cattle)
  • Have no previous loan defaults
  • Meet livestock verification requirements

Applications are processed on a first-come, first-served basis, subject to verification.


How to Apply for CM Punjab Livestock Card (2026)

The application process is simple and mobile-friendly:

Step-by-Step Application Method

  1. Open your mobile phone’s SMS app
  2. Type: PLC <space> CNIC Number
  3. Send the SMS to 8070
  4. Wait for confirmation and verification message
  5. Complete livestock verification when contacted

Once approved, the Livestock Card is issued and can be used for eligible purchases.

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Digital Transparency & Governance

The scheme is backed by a robust digital ecosystem developed by PITB, ensuring:

  • Accurate farmer verification
  • Reduced processing time
  • Secure fund utilization
  • Real-time monitoring

This approach reflects Punjab’s commitment to technology-driven agriculture reforms in 2026.


Helpline & Official Support

For updates, guidance, and complaints:

Farmers are strongly advised to rely only on official channels and avoid unauthorized agents.


Conclusion

The CM Punjab Livestock Card Phase 2 (2026) is a powerful step toward financial stability, livestock growth, and rural empowerment in Pakistan. By offering interest-free loans, partial cash access, and a fully digital process, the Punjab Government is enabling farmers to invest confidently in their animals and secure better incomes.

If you are a livestock farmer in Punjab, applying early for this scheme can help you modernize your farming practices and benefit from government-backed financial support in 2026.


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